When you’re planning a trip, what’s the one thing you always worry about? The cost of plane tickets, of course! But what about when something goes wrong? Fortunately, there are a number of great rental car companies that offer insurance as part of their services.
Not only does this add an extra layer of security to your vacation, but it can also save you a lot of money in the long run. In this article, we’ll take a look at six of the best rental car companies that include insurance and give you tips on choosing the right one for your needs.
The Different Types of Car Insurance
When you’re renting a car, be sure to get the right type of insurance. Here are the different types:
Comprehensive: This type of insurance covers your car in case it’s damaged or stolen while you’re not driving it.
This type of insurance covers your car in case it’s damaged or stolen while you’re not driving it. Collision: This coverage pays for damage to your car that is caused by another vehicle.
This coverage pays for damage to your car that is caused by another vehicle. Comprehensive and Collision: This is the most comprehensive type of coverage and includes both collision and comprehensive coverage.
This is the most comprehensive type of coverage and includes both collision and comprehensive coverage. Personal Injury: This type of insurance covers you if you are injured in an accident while driving your car. It also covers the cost of damages to the car that you may inflict on someone else.
This type of insurance covers you if you are injured in an accident while driving your car. It also covers the cost of damages to the car that you may inflict on someone else. Uninsured Motorist: If someone drives their car without insurance, this coverage will pay for any damages they cause to your car.
If someone drives their car without insurance, this coverage will pay for any damages they cause to your car. Motorcycle: This type of insurance only covers accidents involving motorcycles.
The Different Coverage Levels
There are a variety of rental car companies that include insurance, so it is important to compare rates and coverage before selecting a company. The three main coverage levels offered by most rental car companies are collision damage waiver (CDW), comprehensive insurance, and theft protection.
The collision damage waiver covers you for damages to the rental car if it is in an accident. Comprehensive insurance includes coverage for things like loss of use, personal injuries, property damage, and vehicle theft. Theft protection provides financial compensation if your rental car is stolen while you are driving it.
Each company offers different rates and coverage, so it is important to compare them before making a decision. It is also important to remember that each company’s policy may have exclusions, which means that it does not cover certain types of accidents or events.
The Different Types of Rental Cars
There are a few different types of rental cars, each with its own set of benefits and disadvantages. Here’s a look at the three major types:
1. Self-Driving: These are the autonomous cars you see in movies like “The Terminator.” While they’re still in development, self-driving rental cars are becoming more common, and are a great option for those who want to experience the thrill of driving without any concerns about safety. They come with a variety of features, including GPS navigation and hands-free controls.
2. Manual: These rental cars use pedals to drive themselves, just like regular cars. They’re good for those who want to experience some of the traditional aspects of renting a car – such as being able to control the speed and direction – but don’t want to worry about getting lost or stranded.
3. Hybrid: This type of rental car combines elements of both manual and self-driving rental cars. As you might expect, this means that it has fewer limitations than either type of rental car on its own, but it can only be driven manually or autonomously with an instructor present.
How to Choose the Right Company to Insure Your Rental Car
There are a number of factors to consider when choosing the right rental car company to insure your vehicle. The type of car you rent, the length of your rental, and where you will be renting from all affect the cost and coverage offered by each company.
The most important factor to consider is the type of coverage you need. Some companies only offer collision or theft insurance, while others offer both types of coverage. If you have any special requirements, such as uninsured motorists or roadside assistance, be sure to ask your potential rental car company what they can do for you.
When comparing rates, it is important to remember that some companies offer lower rates if you take out travel insurance with them. This is an easy way to get discounts on your rental car without having to switch providers.
Once you have chosen a rental car company, it is important to make sure that your policy meets all of your needs. Read the full policies carefully before signing up so that you know what is covered and what is not. Remember that even if something does not appear on the policy, it may still be covered if it arises during your trip.
